Then it’s probably a scam
Today I got a voicemail on my cell; the phone was off so unfortunately I cannot post the number that they were calling from.
Here is the text of the voicemail: (in a very nice and polite female voice)
“Hello this is Rachel at card holder services calling in reference to your current credit card account, there are no problems currently with you account. It is urgent that you contact us concerning your eligibility for lowering your interest rate to as little as 6.9% your eligibility expires soon please consider this your final notice, press the number one now to speak to a live operator and lower your interest rates”
To me this stinks like last weeks fish. This has to be a scam, no company name, my name or card is not mentioned, not identification what’s-so-ever. “There are no problems with my account” I bet if I press one as directed I will very quickly have problems with my account!
So this is a reminder to never give out any personal information. If you think that a company calls you that you do business with hang up with them, and then return the call to customer service that is on the back of your card or latest bill/Statement.
The 2003 survey from the Identity Theft Resource Center found that:
• Only 15% of victims find out about the theft through proactive action taken by a business
• The average time spent by victims resolving the problem is about 330 hours
• 73% of respondents indicated the crime involved the thief acquiring a credit card
• The emotional impact is similar to that of victims of violent crimes
I would say as a general rule, Never-Ever do business over the phone with a company that calls you. Hang up and call the customer service line that you are positive that is legitimate.
Also keep weekly, or if you can a daily track of your bank accounts and credit cards. This is a bit of a pain, but it is much less painful then someone having access to one of your card numbers for weeks or even months at a time!
Lastly, make a photo copy of everything in your wallet/purse, and keep this in your house. That way if something does happen then you know exactly what was in your wallet or purse and are able to quickly notify all the companies you to business with to cancel you cards and put alerts on your accounts.
Moral of the story: It sucks but it’s the way things are today.
Posted by fubar1383 

Posted by fubar1383 
Posted by fubar1383 



